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Dr. Alauna addresses coping with COVID-19 pandemic – Coronavirus Update

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Dr. Alauna joins us to discuss the stresses of living under the COVID-19 pandemic and how to cope with them. How are Democrats handling COVID-19 politics?

While Dr. Alauna came on for a 10-minute segment on coping with COVID-19, we got 30 minutes of useful just human information.

Dr. Alauna is a Board-Certified Psychiatrist, specializing in the diagnosis and treatment of complex psychological trauma and related mental health conditions. She is a former assistant professor, in the Department of Psychiatry and Behavioral Sciences, at Baylor College of Medicine/Michael E. DeBakey VA Medical Center. She has diagnosed and provided intensive trauma treatment for US Military veterans for the last 12 years.

Notes:

Dr. Alauna discusses coping & more.


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As Small Businesses in US Face Coronavirus Doomsday, Big Insurers Say: We Can’t Save You. We Won’t Save You.

“We may not have a Main Street left if we don’t take immediate action.”

As small business owners around the U.S. grapple with the financial losses they are suffering—and the suffering yet to come—as millions shut down and lose business under government orders to slow the spread of the coronavirus, property and business insurance companies are claiming they’re unable to cover those losses and are not equipped to handle pandemics like this.

As Roll Call first reported Wednesday, several trade groups representing large insurers sent a letter on April 2 to Reps. Gil Cisneros and Mike Thompson, both Democrats from California, in response to a request the lawmakers to explain why companies were not paying “business interruption loss” claims filed by small businesses.

The groups—including National Association of Mutual Insurance Companies, Independent Insurance Agents and Brokers of America, American Property Casualty Insurance Association, Reinsurance Association of America, and the Council of Insurance Agents and Brokers—said insurance companies are not “designed” to cover losses caused by a pandemic and called on the government to take action to provide relief.

“Insurance coverage works by spreading risk, but that model simply cannot account for a situation in which losses are catastrophic and nearly universal. Standard business interruption policies do not, and were not designed to, provide coverage against communicable diseases such as COVID-19, and as such, were not actuarially priced to do so,” the groups wrote.

Ahead of the Trump administration’s rollout of the $350 billion small business rescue fund, known as the Paycheck Protection Program (PPP) and comprised of taxpayer-backed loans, the organizations called on Congress to provide “additional liquidity…for impaired industries and businesses to avoid an unprecedented systemic, economic crisis.”

The grassroots network Main Street Alliance (MSA), which works directly with more than 30,000 small businesses to make sure their interests are represented in public policy, says both private and public entities should help to avoid “catastrophic closures” of small businesses as a result of the pandemic.

“We’re pushing hard for as many government interventions as possible in this unique time, including payroll support,” Cynthia Ward Wikstrom, campaigns director for MSA, told Common Dreams. “Insurance companies are some of our more profitable companies that should be picking up some of burden. It seems there could be a government-backed portion and also that insurance would pick up a portion.”

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